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Employee Assistance Program


Money Addictions

Are You a Compulsive Shopper?

  1. Do you “take off for the stores” when you’ve experienced a setback or a disappointment, or when you feel angry or scared?

  2. Are your spending habits emotionally disturbing to you and have they created chaos in your life?     

  3. Do your shopping habits create conflicts between you and someone close to you (spouse, lover, parents, children)?

  4. Do you buy items with your credit cards that you wouldn’t buy if you had to pay cash?

  5. When you shop, do you feel a rush of euphoria mixed with feelings of anxiety?

  6. Do you feel you’re performing a dangerous, reckless or forbidden act when you shop?

  7. When you return home after shopping, do you feel guilty, ashamed, embarrassed or confused?

  8. Are many of your purchases seldom or never worn or used?

  9. Do you lie to your family or friends about what you buy and how much you spend?

  10. Would you feel “lost” without your credit cards?

  11. Do you think about money excessively – how much you have, how much you owe, how much you wish you had – and then go out and shop again?

  12. Do you spend a lot of time juggling accounts and bills to accommodate your shopping debts?

If an alarm went off and you answered yes to more than four of these questions, you may be an out-of-control compulsive shopper.

For active problem solving and practical solutions call 581-4014 or toll-free 1-877-EAP-3315 to schedule an appointment with the Employee Assistance Program. Appointments are available Monday through Friday between 8:00 and 5:00 p.m., including lunchtime appointments. Telephone appointments are also available.

 - from “Shopaholics”, by Janet Damon, 1988. Price Stern Sloan, Los Angeles, CA.


Worried About Debt?

  1. Are your debts making your home life unhappy?

  2. Does the pressure of your debts distract you from your daily work?

  3. Are your debts affecting your reputation?

  4. Do your debts cause you to think less of yourself?

  5. Have you ever given false information in order to obtain credit?

  6. Have you ever made unrealistic promises to your creditors?

  7. Does the pressure of your debts make you careless of the welfare of your family?

  8. Do you ever fear that your employer, family or friends will learn the extent of your total indebtedness?

  9. When faced with a difficult financial situation, does the prospect of borrowing give you an inordinate feeling of relief?

  10. Does the pressure of your debts cause you to have difficulty I sleeping?

  11. Has the pressure of your debts ever caused you to consider getting drunk?

  12. Have you ever borrowed money without giving adequate consideration to the rate of interest you are required to pay?

  13. Do you usually expect a negative response when you are subject to a credit investigation?

  14. Have you ever developed a strict regimen for paying off your debts, only to break it under pressure?

  15. Do you justify your debts by telling yourself that you are superior to the “other” people, and when you get your “break” you’ll be out of debt overnight?

How did you score? If you answered yes to eight or more of these questions, the chances are that you may have a problem with compulsive debt, or *be on your way to having one.

 For active problem-solving and practical solutions call 581-4014 or toll-free 1-877-EAP-3315 to schedule an appointment with the Employee Assistance Program. Appointments are available Monday through Friday between 8:00 a.m. and 4:00 p.m., including lunchtime appointments. Telephone appointments are also available.

 -  from Debtors Anonymous General Service Board


Do You Think You Might Have A Gambling Problem?

Gamblers Anonymous uses twenty questions to find out if its new members are compulsive gamblers:

  1. Did you ever lose time from work due to gambling?

  2. Has gambling ever made your home life unhappy?

  3. Did gambling affect your reputation?

  4. Have you ever felt remorse after gambling?

  5. Did you ever gamble to get money with which to pay debts or otherwise solve financial difficulties?

  6. Did gambling cause a decrease in your ambition or efficiency?

  7. After losing did you feel you must return as soon as possible and win back your losses?

  8. After a win did you have a strong urge to return and win more?

  9. Did you often gamble until your last dollar was gone?

  10. Did you ever borrow to finance your gambling?

  11. Have you ever sold anything to finance gambling?

  12. Were you reluctant to use “gambling money” for normal expenditures?

  13. Did gambling make you careless of the welfare of yourself and your family?

  14. Did you ever gamble longer than you had planned?

  15. Have you ever gambled to escape worry or trouble?

  16. Have you ever committed, or considered committing, an illegal act to finance gambling?

  17. Did gambling cause you to have difficulty in sleeping?

  18. Do arguments, disappointments or frustrations create within you an urge to gamble?

  19. Did you ever have an urge to celebrate any good fortune by a few hours of gambling?

  20. Have you ever considered self-destruction as a result of your gambling?

If you have answered yes to at least seven of these questions you may be a compulsive gambler.

For active problem-solving and practical solutions call 581-4014 or toll-free 1-877-EAP-3315 to schedule an appointment with the Employee Assistance Program. Appointments are available Monday through Friday between 8:00 a.m. and 4:00 p.m., including lunchtime appointments. Telephone appointments are also available.
 

Back to Money Links

Employee Assistance Program
126 College Avenue
University of Maine
Orono, ME 04469-5722 U.S.A.
Phone: 1-877-EAP-3315 | 581-4014


The University of Maine
, Orono, Maine 04469
207-581-1110
A Member of the University of Maine System