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Life Insurance and Accidental Death &
Dismemberment
Eligible employees are covered under the
basic life insurance plan provided by the University. The basic
coverage provides life insurance in the amount of the base salary,
rounded upward to the next $1000 if an uneven thousand. There is an
equivalent amount in addition in the event of Accidental Death and
Dismemberment.
Supplemental life insurance at 1X, 2X, 3X, 4X, and 5X the base
salary is available, but proof of good health may be required.
Spousal and Domestic Partner life insurance is available in $10,000
increments to a maximum of $50,000. The most spousal life insurance
that may be carried is no more than ½ the total of basic and
supplemental life insurance carried by the employee.
Life insurance on dependent children is available for coverage
levels of $5000
or $10,000.
Supplemental Accidental Death and Dismemberment insurance is
available on the employee and the family. Coverage is available in
$10,000 increments up to $350,000 (but no more than 10X the base
salary). Coverage reductions apply to a spouse and children when
family coverage is selected.
Changes in life insurance coverage may be made at Open Enrollment or
after a family status change.
Office of Human
Resources, 5717 Corbett Hall, Orono, ME 04469
Please send comments or suggestions about this page to hrweb@umit.maine.edu
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University of Maine System
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