Poverty in Maine - 2003

County Profiles: Cumberland County

People

Cumberland County's people are younger, have higher levels of educational attainment, and have higher incomes than the state average. There is a lower overall poverty rate, and the types of households below poverty differ somewhat from others statewide. As reported in Census 2000:

  • Per-capita income and median income are both considerably above the state average. Cumberland has the highest incomes in the state.
  • The household poverty rate is lower than in the state as a whole, and is the lowest of any county.
  • Compared with the statewide totals, a higher proportion of below-poverty households in Cumberland County consists either of households headed by women with no spouse or of people living alone.
  • Working age adults (age 18-64) represent a somewhat higher proportion of those under poverty compared with the state as a whole.
  • A considerably higher proportion of the Cumberland population has college degrees (Associate or Bachelor's) than in the state as a whole. Cumberland has the highest proportion of people with college degrees of any county in the state.
Population Poverty Status, by Age
  Below Poverty Above Poverty
   
(Number)
County
(20,352)
State
(135,501)
County
(237,630)
State
(1,105,392)
Age  
   Under 18 28.4% 29.6% 23.2% 23.0%
   18-64 59.3% 57.2% 63.7% 62.8%
   65 and over 12.3% 13.2% 13.2% 14.2%

 

Education Levels
  County State
(Population age 25 and over) (181,276)  (869,893)
   Less that high school 9.9% 14.6%
   High school 28.2% 36.2%
   Some college, no degree 19.5% 19.0%
   Associate degree 8.2% 7.4%
   Bachelor's or higher 34.2% 22.9%

 

Household Poverty Status, by Household Type (as percent of all households)
  
(Number households)
County
(108,037) 
State
(518,372)
Poverty Status  Below Above Below Above
Family Households
     Married-couple 1.0% 50.0% 2.1% 51.3%
     Female householder, no spouse 2.1% 7.2% 2.6% 6.6%
     Male householder, no spouse 0.2% 2.6% 0.5% 3.0%
Other Households
     Single person, under age 65 2.3% 15.5% 3.0% 13.1%
     Single person, age 65 or over 1.6% 9.0% 2.1% 8.7%
     Other non-family 1.2% 7.6% 1.2% 5.8%
Total households 8.0% 92.0% 11.5% 88.5%

Income and Employment

Employment figures for Cumberland County are much better than the state averages.

  • The average unemployment rate as reported by the Department of Labor for 2002 was 2.8% compared with the state average of 4.4%. This was the lowest unemployment rate of any county.
Income
  County State
Median Household Income $44,048 $37,240
Per-capita Income $23,949 $19,533
(Number households) (108,037) (518,372)
Household Income, by ranges
     Under $20,000 19.1% 25.0%
     $20,000 - $29,999 12.7% 14.9%
     $30,000 and above 68.2% 60.2%

 

Household Poverty Status and Employment
  Percent of Households Below Poverty Percent of Households Above Poverty
  Full-time work Less than full-time Did not work Full-time work Less than full-time Did not work
Family Households 13.0% 47.4% 39.6% 70.7% 13.9% 15.4%
Other Households 3.4% 38.5% 58.1% 52.0% 24.8% 23.2%

 

Unemployment Rate (2002 monthly average)
County State
Labor force 147,430  686,200
Percent unemployed 2.8% 4.4%

Housing and Transportation

Cumberland is the most urban county in the state, in terms of density and in overall population. It also has a fast-growing population. As reported in Census 2000:

  • There is a higher proportion of renters than in the state as a whole.
  • Access to affordable housing is a major problem for low to moderate-income households; especially homeowners.
  • Cumberland County households are slightly more apt to lack access to a vehicle than households statewide.
Percent of Households with Income Below $35,000
Paying More Than 35% of Monthly Income for Housing
  County State 
Income  Renters  Owners  All Households  Renters  Owners  All Households
Under $10,000 70.6% 88.7% 64.6% 68.6% 75.5% 70.7%
$10,000 - $19,999 62.6% 52.1% 58.6% 52.1% 39.6% 46.4%
$20,000 - $34,999 22.9% 34.7% 28.6% 12.9% 23.6% 19.1%

 

Households Lacking Access to Vehicle
  County State 
  
(Number)
Renters
(35,923)
Owners
(72,066)
All Households
(107,989)
Renters
(147,280)
Owners
(370,920)
All Households
(518,200)

%

19.9%  3.0%  8.6% 18.5% 3.3% 7.6%

Benefits and Assistance

Cumberland County residents showed a variable pattern in their participation in DHS benefits programs (TANF and food stamps) and in overall participation in LIHEAP in the last fiscal year (October 1, 2001-September 30, 2002).

  • Although the proportion of households receiving TANF or food stamp benefits was lower than in the state as a whole, the proportion of the population receiving benefits was higher than in the state as a whole. This may be because there are more female-headed households with children under age18.
  • A smaller proportion of households and individuals received LIHEAP benefits than in the state as a whole.
  • Compared with LIHEAP households statewide, a somewhat greater proportion in Cumberland had income from wages.
  • The LIHEAP program served a smaller proportion of total county households with older persons (6.8%) compared with 13.2% of such households statewide.
TANF/Food Stamps and LIHEAP Benefits*
  County  State
TANF &/or Food Stamps
(monthly avg. unduplicated count)
Number Percent Number Percent
Cases  8,542 7.9% 55,445 10.7%
Recipients 16,165 10.5% 108,767 8.5%
LIHEAP  
Households 4,696 4.4% 46,994 9.1%
Recipients 9,712 3.7% 98,825 7.8%
Hslds age 65 and over 1,685 6.8% 16,937 13.2%
*Percentage cases or households is % of total county or state households; percentage recipients is % of county or state population.

 

LIHEAP Client Household Characteristics*
  County State
(Number households) (4,696) (46,994)
Average household income $11,505 $11,209
% Single person households 48.2% 45.5%
% Receiving food stamps 46.9% 49.7%
% Medicaid  52.9% 57.5%
% SSI 42.8% 22.9%
% SS/SSD 29.3% 52.8%
% With wages or self-employment 10.0% 8.6%
% LIHEAP applicants age 65 and over 35.9% 36.0%
*Percentage is % of LIHEAP households

Cumberland & Maine TANF/FS and LIHEAP Benefits

Cumberland Households Receiving LIHEAP


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